Hisab – Smart Finance Calculator for India

Why people like Hisab

Simple enough for everyone, accurate enough for your money decisions.

🔒

Private by design

All calculations run on your phone. No account, no personal data collected.

₹

Made for India

₹12,34,567 formatting, "12.35 lakh / 1.2 crore", Indian tax rules and schemes.

अ

English & हिन्दी

Switch language any time. Every screen and result works in both.

📊

Charts, PDF & Save

Pie and growth charts, full amortization tables, PDF reports and saved calculations.

21 calculators in one app

Everything you need for loans, investments, tax, salary and government schemes.

🏦 Loans

EMI calculatorLoan prepaymentCompare loansHome loan eligibility

📈 Investments

SIP & step-up SIPLumpsumSWPFDRD

🎯 Planning

Goal plannerRetirement corpusInflation

🧾 Tax & Salary

Income tax (old vs new)GST add / removeCTC → in-hand salaryHRA exemption

🛡️ Govt schemes

PPFEPFNPSSukanya SamriddhiGratuity

Income tax for FY 2026-27, side by side

New vs old regime compared, with the cheaper one highlighted
₹75,000 standard deduction and the Section 87A rebate (zero tax up to ₹12 lakh), with marginal relief
80C, 80D, HRA and home-loan interest for the old regime
Surcharge and 4% health & education cess included

₹0tax on income up to ₹12.75 lakh salary* in the new regime

*Salaried individuals with no special-rate income. For estimation only.

See it in action

A clean, premium design in light and dark themes.

Language picker — Pick English or हिन्दी

Home screen in Hindi — All calculators, sorted by category

EMI result with chart — Clear results with charts and PDF

Questions

Is Hisab free?

Yes. The app is free and supported by ads. Optional short video ads unlock the PDF report and the full month-wise loan table for a while.

Is my data safe?

Your calculations run entirely on your phone, and we don't collect personal information. Read the privacy policy for details about ads.

Does Hisab give loans or financial advice?

No. Hisab is a calculator and information tool only. Results are estimates. Please check with your bank or a qualified advisor before making decisions.

Are tax slabs and rates up to date?

Income tax rules are set for FY 2026-27. PPF, SSY and EPF rates show the date they apply from inside the app.

Hisab provides estimates for information only and is not financial, tax or investment advice. Google Play is a trademark of Google LLC.

Hisab Smart Finance Calculator for India